Effective Date: 20 July 2025
Last Updated: 10 July 2025

Innovative Finance Initiative (“IFI”, “we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website: https://www.innovative.finance/.

By using our website, you agree to the terms of this Privacy Policy.

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1. Information We Collect

a. Anonymous Data

We collect non-identifiable information automatically when you visit our website, such as:

• IP address
• Browser type and version
• Pages visited
• Time and date of visit
• Referring/exit pages
• Clickstream data

This data helps us understand how our website is used and how we can improve its functionality.

b. Contact Information

If you contact us through the website, we may collect:

• Your name
• Your email address
• Any message or information you voluntarily provide

We only collect this information with your consent.

2. How We Use Your Information

We use the information we collect to:

• Operate and maintain our website
• Analyze usage patterns and improve website performance
• Respond to inquiries or contact requests
• Ensure the security and integrity of our website

We do not use your personal data for marketing or targeted advertising.

3. Legal Basis for Processing

We process personal data based on the following legal grounds:

• Consent: When you voluntarily provide data through forms or inquiries
• Legitimate Interests: To improve, secure, and analyze website operations
• Legal Obligations: When required to comply with applicable laws

4. Data Sharing and Disclosure

We do not sell, rent, or share your personal data with third parties for marketing purposes. We may share your data:

• With trusted service providers (e.g., website hosting or analytics services) under confidentiality agreements
• If required by law or legal process

5. Data Retention

We retain personal data only as long as necessary to:

• Fulfill the purposes outlined in this policy
• Comply with legal obligations
• Resolve disputes and enforce our rights

Anonymous data used for analytics may be retained indefinitely.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information against unauthorized access, loss, misuse, or alteration.

However, no method of transmission over the internet is completely secure. We cannot guarantee absolute security.

7. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to collect anonymous data for analytics and performance purposes.

You may manage or disable cookies through your browser settings. Please note that some website features may not function properly if cookies are disabled.

8. Your Rights

Depending on your location and applicable data protection laws (e.g., GDPR, CCPA), you may have rights including:

• Access to the personal data we hold about you
• Correction of inaccurate or outdated data
• Deletion of your personal data
• Restriction or objection to certain data processing
• Withdrawal of your consent
• Data portability (where applicable)

To exercise your rights, please contact us (see section 12).

9. Third-Party Links

Our website may contain links to other websites not operated or controlled by IFI. We are not responsible for the privacy practices or content of those sites. Please review their privacy policies independently.

10. Children’s Privacy

Our website is not directed to children under the age of 13 (or under 16 under the GDPR). We do not knowingly collect personal data from children. If you believe we have collected such data, please contact us and we will delete it promptly.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected on this page, and the “Last Updated” date will be revised accordingly.

We encourage you to review this policy periodically to stay informed about how we are protecting your data.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, you can contact us at:

Innovative Finance Initiative
Website: https://www.innovative.finance/
Email: info@innovative.finance

By using our website, you consent to the collection and use of your information as described in this Privacy Policy.